The Starter

For those who need big picture help and don’t know where to start.

• Annual Meetings
• Budgeting, Cash Flow and Balance Sheet Construction
• Emergency Fund Construction and Savings Strategies
• Debt Management
• Employer Benefits Review
• Financial Organization
• Accountability and Support
• Access to Monthly Newsletter

Initial Set up: $0

Ongoing Planning: $50/month or $500 lump sum annual payment

The DIYer

For those who want invest on their own but need some tools and guidance along the way. Includes everything in the Starter package plus:

• Semi-annual Meetings
• Asset Allocation for all your investment and retirement accounts
• Risk Tolerance and Diversification Analysis
• Retirement Planning
• Education Planning
• Tax Planning
• Insurance and Long-term Care Planning
• Special Life Events Planning (marriage, divorce, children, job changes, funerals, moves, etc.)

Initial Set up: $0

Ongoing Planning: $75/month or $750 lump sum annual payment

The Retiree

For those who are five to 10 years from retirement or who are currently retired. Includes everything in the Starter and DIY packages plus:

• Estate Planning
• Retirement Analysis and
  projections
• Professional integration with your CPA, attorney and insurance agent
• One retirement analysis per year using financial planning software
• Full access to your personal retirement portal
• Social Security and Medicare planning
• Gifting and inheritance planning

Initial Set up: $1,500-$5,000

Ongoing Planning: $100/month or $1,000 lump sum annual payment after the first year.